KiwiBooks is an AI-powered bookkeeping platform designed for sole proprietors, landlords, small businesses, and farmers. It helps you manage invoicing, expenses, receipts, mileage, and cash flow, all in one place, while keeping you tax-ready year-round.

How much does it cost?

KiwiBooks is just $15/month after a free 14-day trial. No credit card required to start. Accountants and bookkeepers get free unlimited access to all their clients' books through our Partner Program.

Is my financial data secure?

Absolutely. We use bank-level 256-bit encryption, secure cloud infrastructure, and never sell your data. Your financial information is protected with the same security standards used by major financial institutions.

Can I connect my bank accounts?

Yes! KiwiBooks connects securely to over 10,000 financial institutions. Transactions are automatically imported and categorized using our AI, saving you hours of manual data entry.

What tax forms does KiwiBooks support?

KiwiBooks generates reports aligned with Form 1040, Form 1065, Schedule C (self-employment), Schedule E (rental properties), and Schedule F (farming). Everything is organized for easy tax filing.

Can my accountant access my books?

Yes, for free! You can invite your accountant, bookkeeper, or tax advisor to view and collaborate on your books in real-time. There's no extra charge for accountant access.

Comparison Guide

KiwiBooks vs Zoho Books

Powerful SMB accounting at a fair price, but built for businesses, not solo operators.

The KiwiBooks Advantage

KiwiBooks wins on price, simplicity, and sole-proprietor focus, every time.

The Landscape

Zoho Books is a strong accounting tool that's part of the Zoho ecosystem of 50+ business apps. It's genuinely competitive on price and features for small businesses with staff. For sole proprietors, it's overcomplicated and lacks the AI-native experience that defines KiwiBooks.

Who This Affects

Zoho's free tier (under $50K revenue) sounds attractive, but quickly hits limitations. A consultant at $140K would pay $20/month and still get a tool that requires accounting knowledge, has no Schedule C mapping, and no conversational AI.

Feature-by-Feature Comparison

Feature	KiwiBooks	Zoho Books
Monthly Price	$15/mo flat, no revenue-based limits	$0 (under $50K rev) / $20–70+/mo
AI / Chat Interface	Full agentic AI with natural language conversation	Zia AI (basic automation, no chat)
Tax-Ready (US Schedule C)	Every transaction auto-mapped to IRS forms	No built-in IRS line item mapping
Accounting Knowledge Required	Zero, AI handles everything via plain English	Medium-high, standard accounting UI
Multi-Entity	6 entities included at flat $15/mo	Per-entity fee
Mileage Tracking	Built-in IRS-rate mileage tracking	Not included
CPA Access	Free, invite your CPA at no cost	Accountant access available (paid)
Ecosystem Integration	Focused: Plaid + Stripe + CPA network	Deep Zoho suite (CRM, HR, etc.)
Financial Reports	Sole-prop-optimized reports + AI insights	Full accounting reports
Invoicing	Professional invoicing with Stripe payments	Professional, feature-rich
Free Tier	14-day free trial	Yes (under $50K/yr)